Service Disclaimer Statement

Please review

No guarantee of results is provided.

Recommendations are for informational purposes only; outcomes will vary.

This website and all consultations provide general advisory support regarding zero-based budgeting and spending alignment. Nothing presented here should be interpreted as personal investment, tax, or legal advice.

General Notice

All content is presented to assist in financial awareness and decision making. We do not offer or promote financial products or claim future results. Individual experiences are unique, and recommendations should be verified according to your situation.

Limitations on Liability

We strive for accuracy but cannot warrant outcomes.

Use of this site or advisory services is at your own judgment.
No responsibility is held for loss or damages due to your decisions.
No partnership or financial relationship is created by use of the website.
Content may be updated at any time for accuracy.

Accuracy and Timeliness

Information is checked for clarity and fairness but may not be current, complete, or directly applicable to your circumstances. We cannot promise outcomes based on any content found here.

Always confirm details before making significant budgeting decisions.

Professional Advisory Only

We do not provide specific investment, legal, or tax recommendations. Always consult qualified professionals as needed.

External References

External links are for convenience and informational purposes. We are not responsible for content or accuracy of external sites.

About Your Consultation Results

Advisory discussions help clarify possible approaches, but your experience is personal and may differ.

Results Will Vary With Each Person

Success is influenced by your implementation, action, and circumstances. There are no universal results guaranteed.

Financial Results Caution

No future outcome, return, or financial advantage is promised or implied.

No forecast, projection, or estimate is binding.
Past examples do not predict your own outcomes.
Consultations do not substitute for independent professional advice.

Canadian Jurisdiction Applies

Legal use of this site is limited to Canada.

Laws of Canada and the province you reside in govern use, including disputes and obligations.

Legal rights, remedies, and obligations are set by Canadian law.

You are responsible for following all rules applicable to your local jurisdiction.

Indemnification

By using this website, you agree to indemnify us against claims arising from misuse.

Severability

Invalid or unenforceable terms do not affect remaining provisions.

Policy Changes

We may modify this disclaimer as regulations or practices evolve. Updates are posted here with date shown.

Contact Us

Reach out for more clarification regarding disclaimers or policies.

Email address: content@veronylos.sbs

Phone number: +1-847-466-2351

Mailing address: 150 9th Avenue SW, Calgary, AB T2P 3H9 Canada

Effective date: October 22, 2025

Last updated: October 22, 2025